Home Buying Guide

Secure a loan by researching types of loans and lenders, understanding creditworthiness, and creating a budget. Consider monthly needs when budgeting for a home purchase to ensure affordability. Additional costs such as repair and maintenance, taxes, insurance, and fees must be accounted for in the budget. Homeownership has many benefits, including improved mental health, financial security, and better […]

Proper budgeting and accounting for monthly payments, insurance premiums, property tax increases, and cost of living changes are vital to financing a home purchase. Building reserve funds and reducing other expenses can free up money for a down payment or unexpected costs. Mortgage refinancing can help reduce interest rates and monthly payments. Federal government programs like HUD’s Home

Research local laws and regulations, potential locations, and their economy before investing in real estate in the Philippines. Look for foreign communities of the same nationality as yours already established in the area. Consult a professional before making decisions and prepare the necessary paperwork or visa requirements upon move-in. Have confidence in your decision and

Start saving up each month to make a move possible, set realistic goals, and look for ways to save money.  Investigate mortgages tailored to your needs, such as the fixed or adjustable rate options.  Explore government grants and loans that may be available based on income and other criteria.  Consider creative financing options such as

• Work closely with tenants to ensure they understand local waste management rules for disposing of their waste.  • Professional waste management services, such as garbage and hazardous waste disposal companies, can help manage trash and comply with laws. • Consider renting a dumpster for larger waste disposal tasks or to make tenant move-outs easier. 

Develop a plan for the property to determine if the investment is worth pursuing. Calculate your risk tolerance before investing to ensure that any investments are safe and secure. Create a budget to track expenses and ensure all bills are paid on time. Track progress with online spreadsheets or paper statements to ensure nothing slips

Consider hiring a rental property management company to save time, money, and stress in the long term.  Analyze the location of potential rental investments, including employment opportunities and local amenities, to ensure maximum returns.  Research market data and rental rates before making investment decisions and understand financing options to evaluate risk.  Take into account maintenance

Buying a home is one of the biggest financial decisions you’ll make, and it can be overwhelming. But with a little know-how and preparation, you can find the right financing options to make the purchase possible. Here are ways to get financing for your first home purchase and provide tips on ensuring everything goes smoothly.

The US housing supply was around 470,000 units for October 2022. It is higher than in September 2022 and October 2021, at 463,000 and 387,000, respectively. The increase in housing supply is partly due to the surge of homebuyers looking to benefit from low-interest rates. For many people, buying a home is the biggest purchase they will

Home buying has changed significantly in recent years, primarily due to the rise of digital resources. Nowadays, it’s possible to find, finance, and buy your dream home without leaving the comfort of your living room. This digital home-buying landscape can be intimidating for those who are not tech-savvy. But luckily, there are some tips and